Our world is built on credit, which is, essentially, building a life on a mountain of debt. 

 We go to school and accumulate school debt. We graduate and buy a car. Now we have a car loan to pay off. If our job doesn’t support our lifestyle, we don’t hesitate to build debt on our credit card. When the time comes, we look to buy a house and we go deeper in the hole with a mortgage. And, if you’re like most Americans, you’re probably in debt due to medical costs.

 While there are ways out of debt, there is one debt that St. Paul says is acceptable. In fact, it’s the one debt we need in order to walk the Way!